Director of Data Science, Credit

Mission Lane is combining the power of data, technology, and exceptional service to pave a clear way forward for millions of people on the path to financial success. By attracting top talent and leveraging cutting-edge technology, we're enabling people to unlock real financial progress. Sound like a mission you can get behind?

We're looking for a Director of Data Science to own the strategy and technical leadership behind Mission Lane's credit acquisition models, reporting to the Sr. Director, Data Science.

The impact you'll make

Someone hits submit on a credit card application, hopeful this is the "yes" that lets them start building toward something: a car, a home, a little more room to breathe. You'll lead the strategy and the team behind decisions like that one. Keeping every decision accurate and fair as circumstances shift makes this work interesting and rewarding, every day.

Mission Lane is young, but we've landed in an exciting, stable stretch of maturation: still moving toward what we're going to become, with plenty of room for you to help shape it.

What you'll own

• Mission Lane's credit acquisition modeling strategy, translating the company's growth and underwriting goals into a roadmap that balances approval rates, portfolio performance, and fair lending practice
• Technical leadership for the data scientists building and maintaining acquisition models, setting the bar for model design, code quality, and production rigor
• Model risk and monitoring practices that keep acquisition models compliant, explainable, and accurate as underwriting conditions change
• Cross-functional alignment with Credit Risk, Portfolio, Data Engineering, and company leadership on how acquisition modeling fits into Mission Lane's broader risk appetite
• A growing scope as acquisitions-adjacent growth initiatives roll into the team, giving you room to shape how the function expands

Our core tech stack includes

Python and the Python data sta